Let's Start the Pre-Approval Process

It's important to get pre-approved before you begin house hunting. This helps us know how much financing you can get toward your new home.

Fill out the form below and we'll connect you with a John Adams or Front Street loan officer who can start the quick process.

I'm a buyer and I would like:

3 Opportunities to Save Money

If you work with John Adams Mortgage, you can receive any where from $100, $500 to $1000 with our customer incentives.

$100 Second Look Program

Have a quote from another lender? Get on a quick call with our John Adams loan officer to make sure you're getting the best mortgage program and service (and the lowest rate and fees). We'll meet or beat any quote you bring us.

Whether you move forward with us or not, we'll give you a $100 Home Depot gift card just for connecting with us.

$500 Buyer Lender Credit

If you're a buyer, simply fill out the Pre-Approval Request form on this page and you'll qualify for a $500 Lender Credit to apply to the closing costs of your next home purchase when working with John Adams.

Please note this lender credit cannot be applied to MSHDA loans.

$1000 Seller Lender Credit

If you're a seller, you can get a $1000 Lender Credit to apply to the closing costs of your next home purchase when working with John Adams.

You can also transfer the $1000 credit to the buyer purchasing your current home, as long as they are working with John Adams.

Please note this lender credit cannot be applied to MSHDA loans.

*The higher discount will be given if a borrower qualifies for both buyer and seller discounts. The Second Look can be given in addition to other discounts.

John Adams Mortgage is our Family of Companies lender that serves borrowers throughout MI.

Front Street Mortgage is our Family of Companies lender that serves Northern MI.